As at 13 October 2026 · official data unless labelled
Scheduled mortgage repayments, share of disposable income
9.4%Above its 10-year averageunchangedMarch quarter 2026vs 10-year average 8.27%
What the numbers are telling us
Scheduled mortgage repayments, share of disposable income was 9.4% in the March quarter 2026, unchanged on the previous reading (9.4%).
It is above its 10-year average of 8.27%, which is a worse reading than usual.
Why it matters
The share of household income committed to scheduled mortgage repayments: the clearest gauge of mortgage stress across the economy.
What it should be
There is no official target for this measure, so it is judged against its own 10-year average of 8.27%: lower is better.
Repayment burden: the last 40 readings
Scheduled mortgage repayments, share of disposable income, 2016-Q2 to 2026-Q1
Every figure on this page is calculated from the stored official series (RBA, E13 housing loan payments); the summary is written from the numbers, not edited by hand.