As at 12 October 2026 · official data unless labelled
Scheduled mortgage repayments, share of disposable income
9.4%Above its 10-year averageunchangedMarch quarter 2026vs 10-year average 8.27%
What the numbers are telling us
Scheduled mortgage repayments, share of disposable income was 9.4% in the March quarter 2026, unchanged on the previous reading (9.4%).
It is above its 10-year average of 8.27%, which is a worse reading than usual.
Why it matters
The quarterly Australian measure of how much household income goes to mortgage repayments.
What it should be
There is no official target for this measure, so it is judged against its own 10-year average of 8.27%: lower is better.
Mortgage burden: the last 40 readings
Scheduled mortgage repayments, share of disposable income, 2016-Q2 to 2026-Q1
Every figure on this page is calculated from the stored official series (RBA, E13 housing loan payments); the summary is written from the numbers, not edited by hand.