Economy dashboard · Housing & household finances
As at 13 October 2026 · official data unless labelled
How stretched are households by their mortgages and debts?
Scheduled mortgage repayments, share of disposable income
March quarter 20269.4%Above its 10-year averageunchanged10-year average 8.27%
Scheduled mortgage repayments, share of disposable income was 9.4% in the March quarter 2026, unchanged on the previous reading (9.4%).
It is above its 10-year average of 8.27%, which is a worse reading than usual.
Why it matters. The share of household income committed to scheduled mortgage repayments: the clearest gauge of mortgage stress across the economy.
What's driving it
0 of 3 under pressureCaveat composite: Household Squeeze Index, built to the published construction standard.
On target or better than usualWorse than usualOutside the target bandA level, neither better nor worseBars show how far each reading sits from its benchmark: left of centre below it, right above it.